Friday, March 6, 2009

7 best part-time jobs

The common perception is that part-time jobs have less to offer than full-time positions.

That may be true in terms of hours in the work week, but many part-time jobs pay just as well as a traditional 40-hour week ones and a number of positions come with health insurance coverage, paid vacation days and employee discounts.

Here is our list of some of the best part-time jobs:

1. Tax Preparer
Thousands of people need help every year to file their returns. Part-time tax preparers are often accountants who know their way around deductions and forms, and who want extra income. Though the job typically peaks in the spring, many clients choose to retain their tax professional as a year-round personal accountant and adviser.
Salary: Set your own fee. H&R Block typically charges anywhere from $100 to $200 for their services, so you can probably charge up to $80 and still offer a bargain.

2. Substitute Teacher
Many states offer substitute teaching positions without requiring a teaching degree. Often, anyone with a bachelor’s degree is eligible, provided they pass a background check and interview. The length of employment varies and you should be flexible for days when you get a frantic last-minute call at 6 a.m., but it’s a good way to put your education to use while aiding in the education of others.
Salary: Varies depending on the state. In Oregon, for example, substitutes get about $150 a day.

3. Private Tutor
Jeremiah LeBrash started tutoring in college as a way to make some extra income. He’s now making enough money for it to be his full-time job. “I started out teaching SAT prep for Kaplan, but I was only making $20 an hour,” he says. “I realized I could do it on my own, give my students one-on-one attention, and charge twice as much.” LeBrash now charges $80 an hour for test preparation and $60 for general math and science help.
Salary: Companies like Kaplan and The Princeton Review pay tutors anywhere from $20 to $60 an hour, depending on the test they teach and the size of the class. Private tutors, like LeBrash, can set their own fee.

4. Part-Time Receptionist
Answering telephones and receiving packages may not be the most glamorous job, but according to career counselor Judith Gerberg, it’s a great opportunity to network. Gerberg, president of the Career Counselors Consortium, knew a laid off radio DJ who ended up working as a receptionist for a law firm. She soon became acquainted with a filmmaker client who loved her music knowledge so much, he hired her as an associate producer. “Lawyers and small businesses always need administrative help,” says Gerberg. “You might be making minimum wage, but keep your ego under wraps. You never know who will walk through the door.”
Salary: Varies, but can be in the $20,000-a-year range.

5. Computer Technician
Gerberg says there is an increased need for tech support, as more people move their businesses home. Computer technicians make basic repairs, set up wi-fi and perform other jobs. Companies are also looking for individuals who can build websites, which makes this a no-brainer for anyone with a little creativity and HTML experience.
Salary: Set your own fee. Tech support rates vary according to the job, rates can be around $30 an hour or more.

6. Copy Editor
“Copy editing is proofreading,” says Rachel Goldman, who took her skills honed in her day job as an online news producer and used them to score part-time work as well. In addition to checking texts for spelling, punctuation, grammar and formatting errors, "I also help the person brainstorm and flesh out their work,” says Goldman. Although she started out editing essays for college students, Goldman is now working on documents such as patent applications and television scripts as well.
Salary: Goldman’s fees vary based on length and subject matter, but she estimates that she makes about $100 per document.

7. Direct Seller
Companies such as Amway and Avon allow people to make money on their own time, while offering incentive programs like discounted insurance. And while the recession may have curbed consumer spending, Avon recently reported earnings that were above expectations. “Our products are selling well because it’s affordable luxury,” says Lindsay Blaker, an Avon spokesperson.
Salary: Blaker says she’s seen reps make anywhere from a few hundred dollars a month to six-figure annual salaries. “I met someone who went from a corporate setting to becoming a full-time seller because she was making just as much money staying at home,” she says. “People love the flexibility of the job.”

Thursday, March 5, 2009

Cara2 salin foto drpd PDF:

Cara2 salin foto drpd PDF:

1. Buka mana-mana fail yang disimpan.

2. Gunakan 'SnapShoot Tool' terletak di tengah-tengah antaramuka Adobe Reader.

3. Klik pada ikon kamera itu dan pilih visual yang hendak digunakan.

4. Kemudian hanya tampal di mana-mana dokumen seperti Microsoft Word, Paint dan sebagainya.

Monday, March 2, 2009

10 job-interview gaffes to avoid

The great thing about a job interview is the way that it narrows the field. If you can get in front of the people making a hiring decision, that means that you've already moved from a group of perhaps 100 resume to a field of just a few serious contenders. At that point, your chance of getting a job offer improves dramatically.Of course, having surmounted that huge hurdle, the last thing you want to do is blow it. To that end, here are 10 job-interview gaffes to avoid.

1. Complaining about the parking or directions.Don't think it doesn't happen! As cordial and happy-go-lucky as your interviewers may seem, they don't want to hear a job-seeker complain that the place was hard to find or that the parking is inconvenient. The best (that is, the worst) example of this I ever experienced as an HR person came from the candidate who said, "Seven handicapped parking spaces next to the front door? What, are you having a wheelchair convention or something?" That was a short interview.

2. Bad-mouthing your previous job, manager, or company.If you've been laid off or suffered some other unpleasant experience at your last job, it's easy to launch into a litany of everything the old employer did wrong. Don't do it! The interviewer is bound to wonder "Will this person be bashing me behind my back on some future interview, too?" Zip it.

3. Digging into details off the bat.The typical selection process allows plenty of time for you to learn everything you need to know about the company's dental plan, its tuition-reimbursement policy, and the size of your cubicle. Don't ask about any of these items on a first interview, when you should be focusing the conversation on the role and the organization.

4. Groveling.Employers want to hire people who can do the jobs and who are enthusiastic about the work. What's not so appealing is the candidate whose every word and gesture conveys the message, "Hire me, I beg you!" Joblessness is no fun, but you don't help your chances of getting the nod by presenting yourself as a candidate whose most notable attribute is desperation.

5. Answering a question before you understand it. The absolute worst answer to any interview question is the response that shows you weren't really listening. When an interviewer asks a question that requires thought, like, "Tell me about a time when you had to convince a team of people to change gears," you don't want to blurt out, "Oh, I've done that a million times!" Any "tell me about a time when" question is a question that the interviewer has chosen to elicit a specific problem/solution story from you. Take the time to think through the question and compose a thoughtful answer. A few minutes of silence in the room won't kill anybody.

6. Spacing out.Any interviewer worth her salt will be able tell when you've zoned out. If you're wondering whether the 5:40 train will get you home in time to watch the playoff game, the interviewer will spot it in your eyes. If you're really out of it, he may throw you a curve ball like, "So, who would you say was the most effective member of Teddy Roosevelt's cabinet, and why?" Stay in the room, with your eyes either meeting the interviewer's or looking thoughtfully at the ceiling. Or your shoes.

7. Slouching.We'll throw in tipping the chair back off its front legs, resting your head on your hand, and lacing your fingers together behind your head.

8. Cursing.Interviewers love to put job candidates at ease. When you reach the state of ease that lets an "f-bomb" escape your lips, you've gone too far.

9. "Opening the kimono".It's tempting to share with a sympathetic interviewer the news that this job search has been really hard, that you're not getting callbacks, and that you've already sent out 150 resume. Don't do it. Smart job candidates put out a vibe that says, "I'm glad to be here with you and this job might be fun, but I'm a capable person who's aware of his value on the job market."

10. Doing anything disgusting.The long list of personal gross factors includes picking one's teeth or nose, spitting, and other unmentionables that are best left to the imagination. Any of these is a sure-fire interview-killer (and can we really blame the employer for that?). One candidate asked me for a cup of water, took a sip, swished it around in his mouth, and spat into a potted plant. Niiiiiice!

Friday, January 16, 2009

Wednesday, January 14, 2009

7 kesilapan lazim dalam mengurus wang

JIKA anda bercadang mengukuhkan kedudukan kewangan, anda mesti mengenal pasti terlebih dulu kesilapan pengurusan kewangan yang lazim dilakukan supaya anda dapat belajar daripadanya.


Gagal Merancang
Alasan yang selalu diberikan oleh mereka yang tidak merancang kewangan ialah "Saya sibuk dengan kerja dan keluarga hingga tidak sempat untuk menguruskan kewangan saya".

Sebenarnya, walaupun anda hanya tergolong dalam golongan berpendapatan sederhana, tabiat `merancang kewangan' akan membolehkan anda menjadi seorang berjaya mengumpul kekayaan di kemudian hari kelak. 


Berbelanja Melebihi Kemampuan 
Dewasa ini, kita sering berbelanja melebihi kemampuan akibat desakan rakan dan juga iklan di sekeliling kita. Ramai yang sanggup menghabiskan wang semata-mata untuk mengikut arus peredaran masa dan tidak mahu dianggap ketinggalan zaman.

Akibatnya, ramai yang hanya mempunyai baki yang amat sedikit dalam akaun bank di hujung bulan selepas ditolak bayaran pelbagai pinjaman, kad kredit, bil dan sebagainya.

Berbelanja Menggunakan Kad Kredit 
Tabiat beli dulu dan bayar kemudian adalah perkara biasa dewasa ini. Hampir setiap orang mempunyai sekurang-kurangnya satu kad kredit. Malah, ramai yang memiliki lebih daripada satu kad. 

Dengan bayaran minimum setiap bulan, ramai yang akan berpotensi untuk terus berbelanja. Mereka tersalah anggap mengenai bayaran minimum terbabit, dan tidak menyedari bahawa lama kelamaan ia akan menjadi hutang yang menggunung di kemudian hari.

Jika tersilap langkah, tidak mustahil anda juga boleh menjadi muflis akibat tabiat sedemikian. Justeru, pastikan anda menggunakan kad kredit secara berhemat.

Lewat Menabung Untuk Hari Tua
Untuk memulakan persaraan, kita mesti memastikan yang kita mempunyai wang mencukupi bagi menampung gaya hidup yang diinginkan selepas bersara. Bagaimanapun, masih ramai terutama mereka yang sudah hampir bersara, masih bergelut untuk mencapai jumlah simpanan diperlukan.

Sepatutnya, setiap kali gaji naik, simpanan kita turut naik. Sebaliknya, apa yang berlaku adalah setiap kali gaji naik, perbelanjaan pula yang bertambah. 

Melabur dalam Produk yang Tidak Bersesuaian
Terdapat pelbagai produk pelaburan di pasaran. Untuk memastikan kita melabur dalam produk pelaburan yang menepati profil risiko dan ganjaran yang diinginkan, kita memerlukan ilmu pengetahuan mengenai selok-belok pelaburan. Justeru, pastikan anda meneliti ciri sesuatu produk pelaburan berkenaan dan mengkaji kumpulan pengurusannya sebelum melabur.

Tidak Menabung untuk Waktu Kecemasan

Sesetengah orang beranggapan yang membeli insurans adalah perbuatan membazir wang. Tetapi tahukah anda bahawa tanpa insurans, kedudukan kewangan kita akan tergugat terutama jika kita hilang pendapatan/pekerjaan.

Tanpa insurans atau wang simpanan, seluruh keluarga akan merana dan ketika itu juga agak terlambat untuk memikirkan bagaimana ingin mencari sumber pendapatan yang lain dengan kadar segera.

Terlampau Memikirkan Pasal Wang
Dalam usaha memupuk tabiat merancang kewangan, janganlah pula terlampau taksub mengumpul kekayaan sehingga lupa akan perkara lain yang amat bermakna dalam hidup kita seperti keluarga, kesihatan, kepuasan berkarier serta rakan dan taulan.

Akhir sekali, kita perlu sentiasa mengingatkan diri mengenai kepentingan merancang kewangan. Jika kita tidak bersungguh-sungguh dalam membina kekayaan dan menguruskan kewangan, besar kemungkinan kekayaan tidak akan berpihak kepada kita.